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Federal Direct PLUS Loans (Parent Loans)
PLUS loans are federal loans that graduate students and parents of dependent undergraduate students can use to help pay for college or career school. PLUS loans can help pay for education expenses not covered by other financial aid.
The maximum PLUS loan amount you can borrow is the cost of attendance (determined by the school) minus any other financial assistance received.
To receive a Direct PLUS Loan, you must be a graduate or professional degree student enrolled at least half-time at an eligible school in a program leading to a degree or certificate, or be the parent (biological, adoptive, or in some cases, stepparent) of a dependent undergraduate student enrolled at least half-time at a participating school; and meet the general eligibility requirements for federal student aid. If you are borrowing on behalf of your child, your child must also meet these requirements.
In order to receive a Direct PLUS loan, you (or your child, in the case of parent borrowers) must complete the Free Application for Federal Student Aid (FAFSA). The school's financial aid office will provide instructions about their process for requesting a Direct PLUS Loan.
Open application period.
Veteran, Students and interns, Already have a teaching credential, Interested in teaching in a low-performing school and critical shortage areas, Interested in teaching mathematics, Interested in teaching science, Interested in teaching special education, Residents of other states
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