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What are the Types of Financial Aid?Scholarships. A gift, often based on achievement rather than need, that is offered by community and professional groups, businesses, foundations, unions, churches and other organizations. Be wary about using for-profit scholarship search services, which charge you a fee for information that is available free. Grants. Financial aid that does not need to be repaid. Grants are often based on need. Loans. Money that must be repaid with interest (unless forgiven in return for a commitment to teach in high-need subjects or areas, such as in California's APLE program). For some loans, the government pays the interest while you attend school.
University-Based Programs. Scholarships, tuition payment plans, fee waivers and other subsidies offered by a specific campus. Work-Study and Internships. Federal, state, campus or private programs that provide you with a job to help defray education costs. Ask your counseling office, contact the California
Student Aid Commission View a chart of federal and state-funded financial aid programs. |
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